uob personalized banking
uob personalized banking
Blog Article
UOB Bank features various personal banking providers created to meet the monetary requirements of people. Beneath is an intensive overview to assist you recognize The crucial element areas and offerings.
Varieties of Accounts
Personal savings Account: This account allows you to get monetary savings when earning desire.
Functions: Easy access, desire earnings, minimum fees.
Advantages: Harmless spot for your money, prospective growth by means of fascination.
Recent Account: Ideal for everyday transactions and handling costs.
Functions: Checkbook facility, overdraft protection.
Gains: Effortless for regular payments and withdrawals.
Set Deposit Account: For those wanting to gain larger desire charges over a set interval.
Functions: Preset phrase deposits, better desire costs in comparison with price savings accounts.
Rewards: Protected financial commitment option with predictable returns.
Loans
Individual Loans: Unsecured loans that may be utilized for many reasons like schooling or household renovation.
Forms:
Installment Financial loans
Credit rating Lines
Advantages: Adaptable repayment conditions, aggressive curiosity fees.
Household Loans: Personalized remedies for acquiring property or refinancing current home loans.
Sorts:
Fixed Fee House Financial loan
Floating Price Household Mortgage
Added benefits: Distinct plans to fit unique requirements, eye-catching fees.
Bank cards
UOB offers A selection of bank cards catering to distinct life and paying out practices:
Benefits Playing cards: Earn points on every order that may be redeemed for items or journey miles.
Cashback Cards: Get money rebates on each day shelling out for example groceries and dining out.
Vacation Cards: Unique benefits like air miles accumulation and vacation insurance protection.
Investment Products and services
For individuals considering escalating their wealth by investments:
Device Trusts * Diversified portfolio managed by experts. * Suited to prolonged-expression advancement aims.
Structured Deposits * Brings together the functions of conventional deposits with investment decision solutions. * Perhaps greater returns but with some chance get more info included.
Insurance policies Goods
To guard by yourself and your family versus unforeseen functions:
Existence Insurance plan * Supplies monetary security in the event of Demise or important sickness. * Might also function a discounts Resource with regards to the policy decided on.
Wellness Insurance policy * Addresses professional medical fees together with hospitalization costs. * Important for mitigating high Health care fees.
Electronic Banking Products and services
Advantage at your fingertips by means of electronic platforms:
World-wide-web Banking
Means that you can deal with your finances on the net:
Check out account balances and transaction heritage
Transfer resources amongst accounts or pay back payments
Apply for new items (loans/charge cards)
Mobile Banking
Banking on-the-go by way of mobile applications:
Rapid harmony checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account action
With these comprehensive offerings, UOB aims to offer customized banking options that cater specifically to specific specifications although guaranteeing benefit and security in all transactions.